{"id":10589,"date":"2022-01-11T12:03:00","date_gmt":"2022-01-11T12:03:00","guid":{"rendered":"https:\/\/cyberbank.cmsmasters.net\/dark\/?post_type=service&#038;p=10589"},"modified":"2023-03-16T03:05:44","modified_gmt":"2023-03-16T03:05:44","slug":"plot-loans-or-realty-loans","status":"publish","type":"service","link":"https:\/\/thehomeloancompany.in\/index.php\/service\/plot-loans-or-realty-loans\/","title":{"rendered":"Plot Loans or Realty Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"10589\" class=\"elementor elementor-10589\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5802159 elementor-section-content-middle elementor-reverse-tablet elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default cmsmasters-block-default\" data-id=\"5802159\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f9368f4\" data-id=\"f9368f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d3c4a0d elementor-section-full_width elementor-section-height-default elementor-section-height-default cmsmasters-block-default\" data-id=\"d3c4a0d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7cf7ed7\" data-id=\"7cf7ed7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33ee0ed elementor-widget__width-initial cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"33ee0ed\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.11.3 - 07-03-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><div class=\"elementor-heading-title elementor-size-default\">Plot \/ Realty Loans <\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f58c4b9 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"f58c4b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Acquire Your Dream Land with Plot\/Realty Loans<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f211f4 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-text-editor\" data-id=\"6f211f4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.11.3 - 07-03-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Plot loans are a type of loan offered by banks and financial institutions to individuals who want to purchase a piece of land or a plot of land. This loan can be used to buy a residential, commercial or industrial plot. Plot loans are different from home loans, as home loans are used for purchasing a ready-to-move-in property, while plot loans are used for buying a piece of land to construct a property in the future.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e49865 cmsmasters-widget-align-left cmsmasters-widget-layout-row cmsmasters-widget-direction-default cmsmasters-widget-marker-element-icon cmsmasters-widget-marker-view-default cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-icon-list cmsmasters-widget-icon-list\" data-id=\"2e49865\" data-element_type=\"widget\" data-widget_type=\"cmsmasters-icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"cmsmasters-widget-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"cmsmasters-widget-icon-list-item active-icon-item\">\n\t\t\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-text-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-icon\">\n\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"cmsmsdemo-icon- cmsms-demo-icon-check-2\"><\/i>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-text-inner\">\n\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-text\">\n\t\t\t\t\t\t\tPlot Loans - Funding Your Dream Plot Purchase\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li class=\"cmsmasters-widget-icon-list-item active-icon-item\">\n\t\t\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-text-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-icon\">\n\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"cmsmsdemo-icon- cmsms-demo-icon-check-2\"><\/i>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-text-inner\">\n\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-text cmsmasters-widget-icon-list-item-text\">\n\t\t\t\t\t\t\tMinimum Loan Amount Rs. 5 lacs\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li class=\"cmsmasters-widget-icon-list-item active-icon-item\">\n\t\t\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-text-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-icon\">\n\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"cmsmsdemo-icon- cmsms-demo-icon-check-2\"><\/i>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-text-inner\">\n\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-text cmsmasters-widget-icon-list-item-text cmsmasters-widget-icon-list-item-text\">\n\t\t\t\t\t\t\tThe maximum loan amount is either Rs. 15 crore or subject to a requirement assessment.\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<li class=\"cmsmasters-widget-icon-list-item active-icon-item\">\n\t\t\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-text-wrap\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-icon\">\n\t\t\t\t\t\t\t<span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"cmsmsdemo-icon- cmsms-demo-icon-check-2\"><\/i>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-text-inner\">\n\t\t\t\t\t\t<span class=\"cmsmasters-widget-icon-list-item-text cmsmasters-widget-icon-list-item-text cmsmasters-widget-icon-list-item-text cmsmasters-widget-icon-list-item-text\">\n\t\t\t\t\t\t\tThe maximum duration for constructing the house is 5 years starting from the first disbursement of the loan.\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-43aadfb\" data-id=\"43aadfb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c13c80e cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-image\" data-id=\"c13c80e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.11.3 - 07-03-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-30x30.png\" class=\"attachment-large size-large wp-image-11784 cmsmasters_img cmsmasters-lazyload lazyload\" alt=\"Plot Loans Understanding Eligibility Criteria, Interest Rates, and Repayment Tenure\" loading=\"lazy\" data-sizes=\"auto\" data-ls-sizes=\"(max-width: 1024px) 100vw, 1024px\" data-src=\"https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-1024x1024.png\" data-srcset=\"https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-1024x1024.png 1024w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-300x300.png 300w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-150x150.png 150w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-768x768.png 768w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-260x260.png 260w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-600x600.png 600w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-100x100.png 100w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-30x30.png 30w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-10x10.png 10w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure.png 1080w\" srcset=\"https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-30x30.png 30w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-300x300.png 300w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-1024x1024.png 1024w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-150x150.png 150w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-768x768.png 768w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-260x260.png 260w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-600x600.png 600w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-100x100.png 100w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure-10x10.png 10w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-Understanding-Eligibility-Criteria-Interest-Rates-and-Repayment-Tenure.png 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-0704d61 e-con-boxed e-con\" data-id=\"0704d61\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;boxed&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fdb38c0 e-con-full e-con\" data-id=\"fdb38c0\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9165f5 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-image\" data-id=\"d9165f5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-30x30.png\" class=\"attachment-large size-large wp-image-11785 cmsmasters_img cmsmasters-lazyload lazyload\" alt=\"Plot Loans Understanding Eligibility Criteria, Interest Rates, and Repayment Tenure\" loading=\"lazy\" data-sizes=\"auto\" data-ls-sizes=\"(max-width: 1024px) 100vw, 1024px\" data-src=\"https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-1024x1024.png\" data-srcset=\"https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-1024x1024.png 1024w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-300x300.png 300w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-150x150.png 150w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-768x768.png 768w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-260x260.png 260w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-600x600.png 600w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-100x100.png 100w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-30x30.png 30w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-10x10.png 10w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans.png 1080w\" srcset=\"https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-30x30.png 30w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-300x300.png 300w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-1024x1024.png 1024w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-150x150.png 150w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-768x768.png 768w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-260x260.png 260w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-600x600.png 600w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-100x100.png 100w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans-10x10.png 10w, https:\/\/thehomeloancompany.in\/wp-content\/uploads\/2022\/01\/Plot-Loans.png 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f99838 e-con-full e-con\" data-id=\"3f99838\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1facf05 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"1facf05\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Plot Loans: Understanding Eligibility Criteria, Interest Rates, and Repayment Tenure<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60920a2 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"60920a2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">The loan amount for plot loans is typically lower than home loans, and the interest rates are also higher. This is because a plot of land does not generate any income and is considered a risky investment by lenders. The repayment tenure for plot loans is shorter than home loans, usually ranging from 10 to 15 years.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00857ee cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"00857ee\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">The eligibility criteria for plot loans are similar to home loans, and include factors such as age, income, credit score, and employment status. The loan amount sanctioned for plot loans is based on the market value of the land, the borrower's income, and repayment capacity. The borrower is required to make a down payment of a certain percentage of the total cost of the plot, which can range from 10% to 30% depending on the lender's policy.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-09cf4b9 e-con-full e-con\" data-id=\"09cf4b9\" data-element_type=\"container\" data-settings=\"{&quot;content_width&quot;:&quot;full&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-edbe4d8 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"edbe4d8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">The documentation process for plot loans is similar to home loans, and requires the borrower to submit documents such as proof of identity, address proof, income proof, and property-related documents such as title deeds, sale agreement, and NOC from the local authority.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b5ba47 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"8b5ba47\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">It is important for borrowers to conduct thorough research before availing of a plot loan, and ensure that the plot of land they are interested in is legally compliant and has all the necessary approvals from the local authorities. It is also advisable to calculate the total cost of constructing a property on the plot, including registration fees, stamp duty, and other related expenses, to determine the total loan amount required.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6029d30 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"6029d30\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">In conclusion, plot loans are a useful financing option for individuals who want to purchase a piece of land to construct a property in the future. However, it is important to carefully consider the eligibility criteria, interest rates, repayment tenure, and other related factors before availing of a plot loan.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62f8ee6 cmsmasters-effect cmsmasters-effect-type-transform cmsmasters-icon-arrangement-together cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-button\" data-id=\"62f8ee6\" data-element_type=\"widget\" data-widget_type=\"cmsmasters-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-widget-cmsmasters-button__button-container\"><div class=\"elementor-widget-cmsmasters-button__button-container-inner\"><a href=\"https:\/\/thehomeloancompany.in\/index.php\/apply-home-loan\/\" class=\"cmsmasters-button-link elementor-widget-cmsmasters-button__button cmsmasters-icon-view-default cmsmasters-icon-shape- cmsmasters-button-size-sm\" role=\"button\"><span class=\"elementor-widget-cmsmasters-button__content-wrapper cmsmasters-align-icon-right\"><span class=\"elementor-widget-cmsmasters-button__icon\"><i aria-hidden=\"true\" class=\"cmsmsdemo-icon- cmsms-demo-icon-arrow-3\"><\/i><\/span><span class=\"elementor-widget-cmsmasters-button__text\">Apply Home Loan Now<\/span><\/span><\/a><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-522fbb2 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default cmsmasters-block-default\" data-id=\"522fbb2\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c3b2438\" data-id=\"c3b2438\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-635d8a8 elementor-widget__width-initial elementor-widget-tablet__width-initial cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"635d8a8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Here are some additional details about plot\/realty loans.<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-40ba009 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default cmsmasters-block-default\" data-id=\"40ba009\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-2b63458 cmsmasters-effect cmsmasters-effect-type-transform\" data-id=\"2b63458\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17a2092 cmsmasters-featured-box__graphic-align-left cmsmasters-featured-box__graphic-position-row cmsmasters-featured-box__graphic-position-v-middle cmsmasters-featured-box__graphic-position-mobile-row cmsmasters-featured-box__graphic-position-tablet-row cmsmasters-featured-box__text-valign-middle cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-featured-box\" data-id=\"17a2092\" data-element_type=\"widget\" data-widget_type=\"cmsmasters-featured-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__wrapper\"><div class=\"elementor-widget-cmsmasters-featured-box__content\">\n\t\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__content-vertical-inner\"><div class=\"elementor-widget-cmsmasters-featured-box__graphic-wrapper elementor-widget-cmsmasters-featured-box__content-item elementor-widget-cmsmasters-featured-box__icon\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Loan Type<\/h5><div class=\"elementor-widget-cmsmasters-featured-box__icon-wrap elementor-widget-cmsmasters-featured-box__graphic-item\"><i class=\"cmsmsdemo-icon- cmsms-demo-icon-cards\"><\/i><\/div><\/div><div class=\"elementor-widget-cmsmasters-featured-box__type-wrap elementor-widget-cmsmasters-featured-box__content-item\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Loan Type<\/h5><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b22dc52 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"b22dc52\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">The Realty\/Plot Loan Scheme only offers term loan and does not provide an overdraft facility.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-edaa8b6 cmsmasters-effect cmsmasters-effect-type-transform\" data-id=\"edaa8b6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8a58e3e cmsmasters-featured-box__graphic-align-left cmsmasters-featured-box__graphic-position-row cmsmasters-featured-box__graphic-position-v-middle cmsmasters-featured-box__graphic-position-mobile-row cmsmasters-featured-box__graphic-position-tablet-row cmsmasters-featured-box__text-valign-middle cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-featured-box\" data-id=\"8a58e3e\" data-element_type=\"widget\" data-widget_type=\"cmsmasters-featured-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__wrapper\"><div class=\"elementor-widget-cmsmasters-featured-box__content\">\n\t\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__content-vertical-inner\"><div class=\"elementor-widget-cmsmasters-featured-box__graphic-wrapper elementor-widget-cmsmasters-featured-box__content-item elementor-widget-cmsmasters-featured-box__icon\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Purpose<\/h5><div class=\"elementor-widget-cmsmasters-featured-box__icon-wrap elementor-widget-cmsmasters-featured-box__graphic-item\"><i class=\"cmsmsdemo-icon- cmsms-demo-icon-smartphone\"><\/i><\/div><\/div><div class=\"elementor-widget-cmsmasters-featured-box__type-wrap elementor-widget-cmsmasters-featured-box__content-item\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Purpose<\/h5><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b53638 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"4b53638\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Buying residential plots within municipal\/corporation areas of urban\/metro centers is generally allowed, while buying plots outside these areas is typically limited to cases where they are allotted\/developed by government bodies\/development authorities.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-b727363 elementor-hidden-tablet cmsmasters-effect cmsmasters-effect-type-transform\" data-id=\"b727363\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1679eeb cmsmasters-featured-box__graphic-align-left cmsmasters-featured-box__graphic-position-row cmsmasters-featured-box__graphic-position-v-middle cmsmasters-featured-box__graphic-position-mobile-row cmsmasters-featured-box__graphic-position-tablet-row cmsmasters-featured-box__text-valign-middle cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-featured-box\" data-id=\"1679eeb\" data-element_type=\"widget\" data-widget_type=\"cmsmasters-featured-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__wrapper\"><div class=\"elementor-widget-cmsmasters-featured-box__content\">\n\t\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__content-vertical-inner\"><div class=\"elementor-widget-cmsmasters-featured-box__graphic-wrapper elementor-widget-cmsmasters-featured-box__content-item elementor-widget-cmsmasters-featured-box__icon\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Eligibility<\/h5><div class=\"elementor-widget-cmsmasters-featured-box__icon-wrap elementor-widget-cmsmasters-featured-box__graphic-item\"><i class=\"cmsmsdemo-icon- cmsms-demo-icon-money-2\"><\/i><\/div><\/div><div class=\"elementor-widget-cmsmasters-featured-box__type-wrap elementor-widget-cmsmasters-featured-box__content-item\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Eligibility<\/h5><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff47446 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"ff47446\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Typically for Salaried Customers, with Some Banks Extending to Non-Salaried Customers, But with Age Limitations up to 65 Years.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3fe2b00 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default cmsmasters-block-default\" data-id=\"3fe2b00\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1301ec4 cmsmasters-effect cmsmasters-effect-type-transform\" data-id=\"1301ec4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c879e9a cmsmasters-featured-box__graphic-align-left cmsmasters-featured-box__graphic-position-row cmsmasters-featured-box__graphic-position-v-middle cmsmasters-featured-box__graphic-position-mobile-row cmsmasters-featured-box__graphic-position-tablet-row cmsmasters-featured-box__text-valign-middle cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-featured-box\" data-id=\"c879e9a\" data-element_type=\"widget\" data-widget_type=\"cmsmasters-featured-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__wrapper\"><div class=\"elementor-widget-cmsmasters-featured-box__content\">\n\t\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__content-vertical-inner\"><div class=\"elementor-widget-cmsmasters-featured-box__graphic-wrapper elementor-widget-cmsmasters-featured-box__content-item elementor-widget-cmsmasters-featured-box__icon\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Loan to Value Calculation<\/h5><div class=\"elementor-widget-cmsmasters-featured-box__icon-wrap elementor-widget-cmsmasters-featured-box__graphic-item\"><i class=\"cmsmsdemo-icon- cmsms-demo-icon-card\"><\/i><\/div><\/div><div class=\"elementor-widget-cmsmasters-featured-box__type-wrap elementor-widget-cmsmasters-featured-box__content-item\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Loan to Value Calculation<\/h5><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6099c15 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"6099c15\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">The loan eligibility will be determined based on the lower value between the amount mentioned in the 'Agreement to Sale' and the 'Realizable Value', which will be assessed through a valuation report not older than three months.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-c43db61 cmsmasters-effect cmsmasters-effect-type-transform\" data-id=\"c43db61\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b54f6f0 cmsmasters-featured-box__graphic-align-left cmsmasters-featured-box__graphic-position-row cmsmasters-featured-box__graphic-position-v-middle cmsmasters-featured-box__graphic-position-mobile-row cmsmasters-featured-box__graphic-position-tablet-row cmsmasters-featured-box__text-valign-middle cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-featured-box\" data-id=\"b54f6f0\" data-element_type=\"widget\" data-widget_type=\"cmsmasters-featured-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__wrapper\"><div class=\"elementor-widget-cmsmasters-featured-box__content\">\n\t\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__content-vertical-inner\"><div class=\"elementor-widget-cmsmasters-featured-box__graphic-wrapper elementor-widget-cmsmasters-featured-box__content-item elementor-widget-cmsmasters-featured-box__icon\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Security<\/h5><div class=\"elementor-widget-cmsmasters-featured-box__icon-wrap elementor-widget-cmsmasters-featured-box__graphic-item\"><i class=\"cmsmsdemo-icon- cmsms-demo-icon-idea\"><\/i><\/div><\/div><div class=\"elementor-widget-cmsmasters-featured-box__type-wrap elementor-widget-cmsmasters-featured-box__content-item\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Security<\/h5><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c50958 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"0c50958\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Creating an equitable mortgage for the plot of land intended for purchase.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b34235 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"1b34235\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Property must be non-agricultural and compliant with SARFAESI regulations.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-d84c761 elementor-hidden-tablet cmsmasters-effect cmsmasters-effect-type-transform\" data-id=\"d84c761\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-97ed155 cmsmasters-featured-box__graphic-align-left cmsmasters-featured-box__graphic-position-row cmsmasters-featured-box__graphic-position-v-middle cmsmasters-featured-box__graphic-position-mobile-row cmsmasters-featured-box__graphic-position-tablet-row cmsmasters-featured-box__text-valign-middle cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-featured-box\" data-id=\"97ed155\" data-element_type=\"widget\" data-widget_type=\"cmsmasters-featured-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__wrapper\"><div class=\"elementor-widget-cmsmasters-featured-box__content\">\n\t\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__content-vertical-inner\"><div class=\"elementor-widget-cmsmasters-featured-box__graphic-wrapper elementor-widget-cmsmasters-featured-box__content-item elementor-widget-cmsmasters-featured-box__icon\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Processing fee & Other charges<\/h5><div class=\"elementor-widget-cmsmasters-featured-box__icon-wrap elementor-widget-cmsmasters-featured-box__graphic-item\"><i class=\"cmsmsdemo-icon- cmsms-demo-icon-smartphone\"><\/i><\/div><\/div><div class=\"elementor-widget-cmsmasters-featured-box__type-wrap elementor-widget-cmsmasters-featured-box__content-item\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Processing fee & Other charges<\/h5><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3f7e17 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"d3f7e17\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Similar to home loan schemes.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90b7b28 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"90b7b28\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Similar to home loan schemes.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-99a822d elementor-section-stretched elementor-hidden-desktop elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default cmsmasters-block-default\" data-id=\"99a822d\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-be5e5cb cmsmasters-effect cmsmasters-effect-type-transform\" data-id=\"be5e5cb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b35e71b cmsmasters-featured-box__graphic-align-left cmsmasters-featured-box__graphic-position-row cmsmasters-featured-box__graphic-position-v-middle cmsmasters-featured-box__graphic-position-mobile-row cmsmasters-featured-box__graphic-position-tablet-row cmsmasters-featured-box__text-valign-middle cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-featured-box\" data-id=\"b35e71b\" data-element_type=\"widget\" data-widget_type=\"cmsmasters-featured-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__wrapper\"><div class=\"elementor-widget-cmsmasters-featured-box__content\">\n\t\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__content-vertical-inner\"><div class=\"elementor-widget-cmsmasters-featured-box__graphic-wrapper elementor-widget-cmsmasters-featured-box__content-item elementor-widget-cmsmasters-featured-box__icon\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Banking<\/h5><div class=\"elementor-widget-cmsmasters-featured-box__icon-wrap elementor-widget-cmsmasters-featured-box__graphic-item\"><i class=\"cmsmsdemo-icon- cmsms-demo-icon-money\"><\/i><\/div><\/div><div class=\"elementor-widget-cmsmasters-featured-box__type-wrap elementor-widget-cmsmasters-featured-box__content-item\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Banking<\/h5><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42e5086 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"42e5086\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bd18e52 cmsmasters-effect cmsmasters-effect-type-transform\" data-id=\"bd18e52\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ce0f618 cmsmasters-featured-box__graphic-align-left cmsmasters-featured-box__graphic-position-row cmsmasters-featured-box__graphic-position-v-middle cmsmasters-featured-box__graphic-position-mobile-row cmsmasters-featured-box__graphic-position-tablet-row cmsmasters-featured-box__text-valign-middle cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-featured-box\" data-id=\"ce0f618\" data-element_type=\"widget\" data-widget_type=\"cmsmasters-featured-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__wrapper\"><div class=\"elementor-widget-cmsmasters-featured-box__content\">\n\t\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__content-vertical-inner\"><div class=\"elementor-widget-cmsmasters-featured-box__graphic-wrapper elementor-widget-cmsmasters-featured-box__content-item elementor-widget-cmsmasters-featured-box__icon\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Fast, secure sign-in<\/h5><div class=\"elementor-widget-cmsmasters-featured-box__icon-wrap elementor-widget-cmsmasters-featured-box__graphic-item\"><i class=\"cmsmsdemo-icon- cmsms-demo-icon-smartphone\"><\/i><\/div><\/div><div class=\"elementor-widget-cmsmasters-featured-box__type-wrap elementor-widget-cmsmasters-featured-box__content-item\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Fast, secure sign-in<\/h5><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6958dd7 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-heading\" data-id=\"6958dd7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Need to access your account quickly? Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ece859d elementor-section-boxed elementor-section-height-default elementor-section-height-default cmsmasters-block-default\" data-id=\"ece859d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-292532a\" data-id=\"292532a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ed29b4 cmsmasters-featured-box__graphic-align-left cmsmasters-featured-box__graphic-position-row cmsmasters-featured-box__graphic-position-tablet-column cmsmasters-featured-box__graphic-position-mobile-column cmsmasters-featured-box__graphic-position-v-top cmsmasters-featured-box__text-valign-middle cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-featured-box\" data-id=\"1ed29b4\" data-element_type=\"widget\" data-widget_type=\"cmsmasters-featured-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__wrapper\"><div class=\"elementor-widget-cmsmasters-featured-box__content\">\n\t\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__content-vertical-inner\"><div class=\"elementor-widget-cmsmasters-featured-box__graphic-wrapper elementor-widget-cmsmasters-featured-box__content-item elementor-widget-cmsmasters-featured-box__icon\"><h4 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Converting a Realty Loan into a Home Loan: Standard Operating Procedure<\/h4><div class=\"elementor-widget-cmsmasters-featured-box__icon-wrap elementor-widget-cmsmasters-featured-box__graphic-item\"><i class=\"cmsmsdemo-icon- cmsms-demo-icon-location\"><\/i><\/div><\/div><div class=\"elementor-widget-cmsmasters-featured-box__type-wrap elementor-widget-cmsmasters-featured-box__content-item\"><h4 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Converting a Realty Loan into a Home Loan: Standard Operating Procedure<\/h4><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c521063 cmsmasters-featured-box__graphic-align-left cmsmasters-featured-box__graphic-position-row cmsmasters-featured-box__graphic-position-tablet-column cmsmasters-featured-box__graphic-position-mobile-column cmsmasters-featured-box__graphic-position-v-top cmsmasters-featured-box__text-valign-middle cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-featured-box\" data-id=\"c521063\" data-element_type=\"widget\" data-widget_type=\"cmsmasters-featured-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__wrapper\"><div class=\"elementor-widget-cmsmasters-featured-box__content\">\n\t\t\t\t<div class=\"elementor-widget-cmsmasters-featured-box__content-vertical-inner\"><div class=\"elementor-widget-cmsmasters-featured-box__graphic-wrapper elementor-widget-cmsmasters-featured-box__content-item elementor-widget-cmsmasters-featured-box__icon\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Unlock the Benefits of Regular Home Loans with Realty Loan Conversion<\/h5><div class=\"elementor-widget-cmsmasters-featured-box__icon-wrap elementor-widget-cmsmasters-featured-box__graphic-item\"><\/div><\/div><div class=\"elementor-widget-cmsmasters-featured-box__type-wrap elementor-widget-cmsmasters-featured-box__content-item\"><h5 class=\"elementor-widget-cmsmasters-featured-box__title elementor-widget-cmsmasters-featured-box__content-item\">Unlock the Benefits of Regular Home Loans with Realty Loan Conversion<\/h5><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b1c3bfa\" data-id=\"b1c3bfa\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8058e24 cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-text-editor\" data-id=\"8058e24\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Are you currently paying high-interest rates on your realty loan? If so, you may be wondering if there is a way to transition to a more affordable financing option. Fortunately, many banks and financial institutions allow borrowers to convert their realty loans into regular home loans, unlocking a host of benefits that can lead to significant savings.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf036de cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-text-editor\" data-id=\"bf036de\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>To qualify for a conversion, you will need to submit certain documents, including an approved map, construction permission, and construction estimates. As long as these requirements are met within the allotted five-year timeframe, you can seamlessly transition to a more favorable interest rate and repayment terms.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1263c51 cmsmasters-effect cmsmasters-effect-type-transform cmsmasters-icon-arrangement-together cmsmasters-block-default cmsmasters-sticky-default elementor-widget elementor-widget-cmsmasters-button\" data-id=\"1263c51\" data-element_type=\"widget\" data-widget_type=\"cmsmasters-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-widget-cmsmasters-button__button-container\"><div class=\"elementor-widget-cmsmasters-button__button-container-inner\"><a href=\"https:\/\/thehomeloancompany.in\/index.php\/apply-home-loan\/\" class=\"cmsmasters-button-link elementor-widget-cmsmasters-button__button cmsmasters-icon-view-default cmsmasters-icon-shape- cmsmasters-button-size-sm\" role=\"button\"><span class=\"elementor-widget-cmsmasters-button__content-wrapper cmsmasters-align-icon-right\"><span class=\"elementor-widget-cmsmasters-button__icon\"><i aria-hidden=\"true\" class=\"cmsmsdemo-icon- cmsms-demo-icon-arrow-3\"><\/i><\/span><span class=\"elementor-widget-cmsmasters-button__text\">Apply Home Loan Now<\/span><\/span><\/a><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Pityful a rethoric question ran over her cheek, then she continued her way. On her way she met a copy. The copy warned the Little Blind Text, that where it came from it would.<\/p>\n","protected":false},"featured_media":9363,"template":"","meta":{"inline_featured_image":false},"service_categories":[64],"acf":[],"_links":{"self":[{"href":"https:\/\/thehomeloancompany.in\/index.php\/wp-json\/wp\/v2\/service\/10589"}],"collection":[{"href":"https:\/\/thehomeloancompany.in\/index.php\/wp-json\/wp\/v2\/service"}],"about":[{"href":"https:\/\/thehomeloancompany.in\/index.php\/wp-json\/wp\/v2\/types\/service"}],"version-history":[{"count":18,"href":"https:\/\/thehomeloancompany.in\/index.php\/wp-json\/wp\/v2\/service\/10589\/revisions"}],"predecessor-version":[{"id":11788,"href":"https:\/\/thehomeloancompany.in\/index.php\/wp-json\/wp\/v2\/service\/10589\/revisions\/11788"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thehomeloancompany.in\/index.php\/wp-json\/wp\/v2\/media\/9363"}],"wp:attachment":[{"href":"https:\/\/thehomeloancompany.in\/index.php\/wp-json\/wp\/v2\/media?parent=10589"}],"wp:term":[{"taxonomy":"service_categories","embeddable":true,"href":"https:\/\/thehomeloancompany.in\/index.php\/wp-json\/wp\/v2\/service_categories?post=10589"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}