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Documents Checklist
- PAN Card or Form 60 (If the customer does not have a PAN Card)
- Copy of Aadhar Card
- Copy of Official Id Card
- Duly filled Loan Application Form
- Application form must include a passport-sized photograph of all applicants/co-applicants, affixed and signed across.
- Salary Slips for the last 3 months
- Bank Account Statement for the last 6 months where Salary is being credited
- Form 16 for the last 2 years
- Form 26 AS and ITRs for the last 2 years if other income claimed apart from Salary Income
- Copy of Margin Receipts – Receipt/(s) of payment/(s) made to the developer
- Copy of Allotment letter and Builder Buyer Agreement
Documents for Salaried Customers
Documents for Non-Salaried Customers
- PAN Card or Form 60 (If the customer does not have a PAN Card)
- Copy of Aadhar Card
- Copy of Business Ownership / Professional Certificate
- Duly filled Application Form
- Application form must include a passport-sized photograph of all applicants/co-applicants, affixed and signed across.
- Balance Sheet, P&L Statements, GST Returns, Form 26 AS for the last 3 years
- Bank Account Statement for the last 6 months where business transactions are recorded
- Documents and related Credits Statements for other income claimed apart from main business income
- Copy of Margin Receipts – Receipt/(s) of payment/(s) made to the developer
- Copy of Allotment letter and Builder Buyer Agreement
Other documents for Home Loan
Property Documents for Resale Homes:
- Title Deeds including previous chain of the property documents for the last 30 years
- Receipt/(s) of initial payment/(s) made to the seller
- Copy of the agreement to sell (if already executed)
- KYC of the seller along with a copy of canceled cheque
Documents for Balance Transfer
- Loan Sanction Letter form transferee bank
- Loan account statements for the last 2 years
- LOD - List of documents on bank's letter head
- Foreclosure Letter
Other Documents as per requirement
- Letter of Appointment/Employment Contract for Employees with Less than One Year of Current Employment.
- Bank Statements for the Past 6 Months Demonstrating Repayment of any Existing Loans.
Tasks to complete or factors to consider prior to applying for a home loan.
Before applying for a home loan, it's important to consider the following factors.
- Prior to initiating your home loan application, verify your eligibility for the loan.
- Review the list of necessary documents and prepare them in advance before commencing the home loan application process.
- Ensure clarity regarding the type of home loan required, such as a home loan, home improvement loan, plot loan, etc.
- Prior to initiating your loan application process, peruse the frequently asked questions (FAQs).
- Ensure that you furnish all the necessary details required by the home loan provider to process your application.
- Be prepared to provide any additional documents requested by the home loan provider for processing your application.
Frequently Asked Questions About Home Loans -FAQs
What is Home Loan?
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What is a EMI?
EMI or Equated Monthly Instalment is a fixed amount paid by you to the bank on a specific date every month. The EMI’s are fixed when you borrow money from the bank as a loan. EMI’s are used to pay both interest and principal amount of a loan in a way that over a specific number of years, the loan amount is repaid to the bank alongwith interest.
How do I dispute a charge on my account?
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How do I contact the payment assistance team?
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How do I activate a card?
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