Apply for a Home Loan Today

Documents Checklist

  • PAN Card or Form 60 (If the customer does not have a PAN Card)
  • Copy of Aadhar Card
  • Copy of Official Id Card
  • Duly filled Loan Application Form
  • Application form must include a passport-sized photograph of all applicants/co-applicants, affixed and signed across.
  1. Salary Slips for the last 3 months
  2. Bank Account Statement for the last 6 months where Salary is being credited
  3. Form 16 for the last 2 years
  4. Form 26 AS and ITRs for the last 2 years if other income claimed apart from Salary Income
  1. Copy of Margin Receipts – Receipt/(s) of payment/(s) made to the developer
  2. Copy of Allotment letter and Builder Buyer Agreement

Documents for Salaried Customers

Documents for Non-Salaried Customers

  • PAN Card or Form 60 (If the customer does not have a PAN Card)
  • Copy of Aadhar Card
  • Copy of Business Ownership / Professional Certificate
  • Duly filled Application Form
  • Application form must include a passport-sized photograph of all applicants/co-applicants, affixed and signed across.
  1. Balance Sheet, P&L Statements, GST Returns, Form 26 AS for the last 3 years
  2. Bank Account Statement for the last 6 months where business transactions are recorded
  3. Documents and related Credits Statements for other income claimed apart from main business income
  1. Copy of Margin Receipts – Receipt/(s) of payment/(s) made to the developer
  2. Copy of Allotment letter and Builder Buyer Agreement

Other documents for Home Loan

Property Documents for Resale Homes:
  • Title Deeds including previous chain of the property documents for the last 30 years
  • Receipt/(s) of initial payment/(s) made to the seller
  • Copy of the agreement to sell (if already executed)
  • KYC of the seller along with a copy of canceled cheque
Documents for Balance Transfer
  • Loan Sanction Letter form transferee bank
  • Loan account statements for the last 2 years
  • LOD - List of documents on bank's letter head
  • Foreclosure Letter
Other Documents as per requirement
  • Letter of Appointment/Employment Contract for Employees with Less than One Year of Current Employment.
  • Bank Statements for the Past 6 Months Demonstrating Repayment of any Existing Loans.

Tasks to complete or factors to consider prior to applying for a home loan.

Before applying for a home loan, it's important to consider the following factors.

  • Prior to initiating your home loan application, verify your eligibility for the loan.
  • Review the list of necessary documents and prepare them in advance before commencing the home loan application process.
  • Ensure clarity regarding the type of home loan required, such as a home loan, home improvement loan, plot loan, etc.
  • Prior to initiating your loan application process, peruse the frequently asked questions (FAQs).
  • Ensure that you furnish all the necessary details required by the home loan provider to process your application.
  • Be prepared to provide any additional documents requested by the home loan provider for processing your application.

Frequently Asked Questions About Home Loans -FAQs

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EMI or Equated Monthly Instalment is a fixed amount paid by you to the bank on a specific date every month. The EMI’s are fixed when you borrow money from the bank as a loan. EMI’s are used to pay both interest and principal amount of a loan in a way that over a specific number of years, the loan amount is repaid to the bank alongwith interest.

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